India Bank Branch, ATMs IFSC Code, MICR Code, Swift Code FAQs


  • What is IFSC Code?

    Indian Financial System Code (IFSC) is 11 digit alphanumeric code to uniquely identify a bank branch of participating in electronic funds transfer systems developed by Reserve Bank of India(RBI). IFSC Code is used in electronic funs transfer systems like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), and Centralised Funds Management System (CFMS) systems. RBI issues IFSC code for all bank branches in India. You can list of ifsc code with bank branches participating in NEFT/RTGS/CFMS at getbankcode.com or RBI websites.

  • What is MICR Code?

    Magnetic Ink Character Recognition (MICR) code is used for processing and clearance of cheques and other documents in India. It uses character recognition technology for cheque clearing. MICR code is encoded as MICR line located at the bottom of cheque or other bank voucher. MICR line includes document type indicator, bank code, bank account number, cheque number and the amount, plus some control indicator. MICR readers is used by character recognition technology to scan the information into data collection device. It can also be read by humans. The information is not encoded like bar codes.

  • What is Swift Code?

    SWIFT Code (ISO 9362) is unique identification code for a particular bank. It stands for Society for Worldwide Interbank Financial Telecommunication. It is also known as SWIFT-BIC, BIC code, SWIFT ID or SWIFT code. This code is used in both financial and non-financial institutions It is used to transfer money between banks, particularly for international wire transfers and to exchange of messages between banks. The SWIFT code can be registered with Society for Worldwide Interbank Financial Telecommunication which located in La Hulpe, Belgium.

    There are around 7500 active SWIFT codes and 10000 passive SWIFT codes in the world. The active SWIFT codes are connected to SWIFT network. The passive SWIFT codes are used for manual transactions.

  • How to find IFSC Code?

    For electronic fund transfer, the IFSC Code of bank branch is required. The online transfer is used for bill payment, insurance premium, load repayment, flight booking, train booking, shopping and much more. You can use Getbankcode's IFSC Code Locator or IFSC Code search tool to find the IFSC Code. The information on this portal is for information purpose only. You still need to confirm IFSC code with your bank before doing electronic fund transfer. Most banks validate IFSC code before doing online transfer. In case, if IFSC code is incorrect, you may not able to do online transactions.

    To find IFSC code, you can use Bank branch locator tool by filtering by bank name, state, district and bank branch. You can also use IFSC code search tool. You can search by typing bank name, branch name, ifsc code, address, city , district, state.

  • How to find MICR Code?

    For cheque clearance, the MICR Code of bank branch is required. You can use Getbankcode's MICR Code Locator or MICR Code search tool to find the MICR Code. The information on this portal is for information purpose only. You still need to confirm MICR code with your bank before using it for cheque clearance.

    To find MICR code, you can use Bank branch locator tool by filtering by bank name, state, district and bank branch. You can also use MICR code search tool. You can search by typing bank name, branch name, ifsc code, address, city , district, state.

  • How to find SWIFT Code?

    To transfer funds between banks internationally, the SWIFT Code of bank branch is required. The wire transfer is generally use to pay tuition fees for international universities, remittance to home countries for NRIs etc. You can use Getbankcode's SWIFT Code Locator or SWIFT Code search tool to find the SWIFT Code. The information on this portal is for information purpose only. You still need to confirm SWIFT code with your bank before doing wire transfer. The banks validate SWIFT code before processing the wire transfer.

    To find SWFIT code, you can browse by country, bank name. You can also use SWIFT code search tool. You can search by typing bank name, branch name, SWIFT code, address, city , country.







Disclaimer: The bank information provided on this website is for general information only and may not be true or accurate at all times. It is always recommended to contact your bank for any information regarding IFSC Code, MICR code, Bank address, ATMs, locations and contact information. We have tried to collect and display the most accurate and latest information of banks. There might be some incorrect data. There is always a possibility, that the bank information might change from time to time, due to nee bank branches, or bank mergers or any other reason. We are not responsibility for any loss, damage, cost or expense of whatsoever kind arising directly or indirectly from or in connection with the use of our website by any person. Please contact us at getbankcode[at]gmail.com, if you have any questions/concerns/queries.
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