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What is Bank IFSC Code?


Indian Financial System Code (IFSC) is 11 digit alphanumeric code to uniquely identify a bank branch of participating  in electronic funds transfer systems developed by Reserve Bank of India(RBI). IFSC Code is used in electronic funs transfer systems like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), and Centralised Funds Management System (CFMS) systems. FSC codes are issued to all bank branches in India by Reserve Bank of India. You can list of ifsc code with bank branches participating in NEFT/RTGS/CFMS at getbankcode.com or RBI websites.

Following is the example of IFSC Code (For example. ICIC0001361)

  • First 4 characters represent the bank entity (ICICxxxxxxx)
  • Fifth position is always zero. This is for future use  (xxxx0xxxxxx)
  • Last 6 character represent the bank branch identity (xxxxx001361)

How to find IFSC Code?

For electronic fund transfer, the IFSC Code of bank branch is required. The online transfer is used for bill payment, insurance premium, load repayment, flight booking, train booking, shopping and much more. You can use Getbankcode's IFSC Code Locator or IFSC Code search tool to find the IFSC Code. The information on this portal is for information purpose only. You still need to confirm IFSC code with your bank before doing electronic fund transfer. Most banks validate IFSC code before doing online transfer. In case, if IFSC code is incorrect, you may not able to do online transactions.

To find IFSC code, you can use Bank branch locator tool by filtering by bank name, state, district and bank branch. You can also use IFSC code search tool. You can search by typing bank name, branch name, ifsc code, address, city , district, state.


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Disclaimer: The bank information provided on this website is for general information only and may not be true or accurate at all times. It is always recommended to contact your bank for any information regarding IFSC Code, MICR code, Bank address, ATMs, locations and contact information. We have tried to collect and display the most accurate and latest information of banks. There might be some incorrect data. There is always a possibility, that the bank information might change from time to time, due to nee bank branches, or bank mergers or any other reason. We are not responsibility for any loss, damage, cost or expense of whatsoever kind arising directly or indirectly from or in connection with the use of our website by any person. Please contact us at getbankcode[at]gmail.com, if you have any questions/concerns/queries.