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Magnetic Ink Character Recognition (MICR) code is used for processing and clearance of cheques and other documents in India. It uses character recognition technology for cheque clearing. MICR code is encoded as MICR line located at the bottom of cheque or other bank voucher. MICR line includes document type indicator, bank code, bank account number, cheque number and the amount, plus some control indicator. MICR readers is used by character recognition technology to scan the information into data collection device. It can also be read by humans. The information is not encoded like bar codes.
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For cheque clearance, the MICR Code of bank branch is required. You can use Getbankcode's MICR Code Locator or MICR Code search tool to find the MICR Code. The information on this portal is for information purpose only. You still need to confirm MICR code with your bank before using it for cheque clearance.
To find MICR code, you can use Bank branch locator tool by filtering by bank name, state, district and bank branch. You can also use MICR code search tool. You can search by typing bank name, branch name, ifsc code, address, city , district, state.