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What is SWIFT Code?


SWIFT Code ISO 9362 is unique code for identifying particular bank. It stands for Society for Worldwide Interbank Financial Telecommunication. It is also known as SWIFT-BIC, BIC code, SWIFT ID or SWIFT code. This code is used in both financial and non-financial institutions It is used to transfer money between banks, particularly for international wire transfers and to exchange of messages between banks. The SWIFT code can be registered with Society for Worldwide Interbank Financial Telecommunication which located in La Hulpe, Belgium.

There are around 7500 active SWIFT codes and 10000 passive SWIFT codes in the world. The active SWIFT codes are connected to SWIFT network.  The passive SWIFT codes are used for manual transactions.

The SWIFT code generally consists 8 or 11 characters depending on the type of branch. The 8 digit code is used for primary office. Following is the example of SWIFT Code (For example. SBININBB109).

  • First 4 characters represent the bank entity (SBINxxxxxxx)
  • Next 2 characters represents ISO 3166-1 alpha-2 country code (xxxxINxxxxx)
  • Next 2 characters represents location code  (xxxxxxBBxxx)  - "1" in the second character represents passive participant.
  • Last 3 characters indicates bank branch code, (xxxxxxxx109) . It's optional. It is XXX for primary office.

How to find SWIFT Code?

To transfer funds between banks internationally, the SWIFT Code of bank branch is required. The wire transfer is generally use to pay tuition fees for international universities, remittance to home countries for NRIs etc. You can use Getbankcode's SWIFT Code Locator or SWIFT Code search tool to find the SWIFT Code. The information on this portal is for information purpose only. You still need to confirm SWIFT code with your bank before doing wire transfer. The banks validate SWIFT code before processing the wire transfer.

To find SWFIT code, you can browse by country, bank name. You can also use SWIFT code search tool. You can search by typing bank name, branch name, SWIFT code, address, city , country.


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Disclaimer: The bank information provided on this website is for general information only and may not be true or accurate at all times. It is always recommended to contact your bank for any information regarding IFSC Code, MICR code, Bank address, ATMs, locations and contact information. We have tried to collect and display the most accurate and latest information of banks. There might be some incorrect data. There is always a possibility, that the bank information might change from time to time, due to nee bank branches, or bank mergers or any other reason. We are not responsibility for any loss, damage, cost or expense of whatsoever kind arising directly or indirectly from or in connection with the use of our website by any person. Please contact us at getbankcode[at]gmail.com, if you have any questions/concerns/queries.